Making an Offer

Making an Offer

After seeing many different homes, you have finally found one worthy of an offer! What are the next steps?   What is an offer? An offer is a formal, legal agreement to purchase a home and is legally binding once accepted by the seller. Offers to purchase a home...
Research Government Programs

Research Government Programs

The federal government has assistance programs to help homebuyers. Research government program requirements to see if you are eligible.   First-Time Home Buyers’ Tax Credit – a $5,000 non-refundable income tax credit on a qualifying home. The credit provides up...
Assess Financial Readiness

Assess Financial Readiness

Assess your present household budget and your annual income to determine if you are eligible for a mortgage and how much you can comfortably afford.   What do lenders require? Mortgage lenders use two calculations to help determine your eligibility for a mortgage...
Choosing a REALTOR®

Choosing a REALTOR®

Selling your home isn’t a simple procedure. It involves large sums of money, stringent legal requirements and the potential for costly mistakes. A REALTOR® will spend the time it takes to help you sell your home in the least amount of time and for the best possible...
The Listing Agreement

The Listing Agreement

A Listing Agreement is a contract between you and your agent’s brokerage company. It provides a framework for subsequent forms and negotiations. It’s important the agreement accurately reflects your property details and clearly spells out the rights and...