Moving to London, Ontario

Moving to London, Ontario

Relocating to another city, province, country or continent can feel like stepping off a ledge. Fear of the unknown mixes with hope for the future and you’re left with a feeling I call anxious optimism. Since you’re reading this post, you’re probably considering moving...
Mortgage Default Options

Mortgage Default Options

When you buy a home with less than a 20% down payment, the mortgage needs to be insured against default. This type of insurance protects the mortgage lender in case you are not able to make your mortgage payments. It does not protect you.   Are you planning to...
Consider Mortgage Options

Consider Mortgage Options

A mortgage is a loan, generally used to buy a property. How much you pay depends on how much you borrow (the principal), the loan’s interest rate, and how long you take to pay it back (the amortization period). Do not be afraid to negotiate interest rates and mortgage...
Finding a Home

Finding a Home

Finding your perfect home can be a long process. Your REALTOR® will help identify the right type of home for you and continually research new listings in neighbourhoods that meet your needs.   Where do you want to live? Urban, suburban or country? Will you need...
Closing and Related Costs

Closing and Related Costs

Closing costs are the legal, administrative and disbursement fees associated with buying a home. Understanding these fees will help you budget more accurately. Remember these are additional costs over and above the price of the home.   How much land transfer tax...